December 18, 2024
AgencyConsiderations for Owner-Operators: Tips for Independent Truckers
One critical aspect of being independent truckers is managing your finances effectively. This includes everything from budgeting for fuel, maintenance and insurance to setting aside money for taxes and unexpected expenses. It’s essential to clearly understand your income and expenses to ensure your business remains profitable. Maintenance and Repairs Regular maintenance of your truck is […]
November 27, 2024
AgencyWhy Restaurant Business Interruption Insurance Matters
Restaurants can be exciting and rewarding business ventures, but they also often entail fast-paced environments with many potential risks and perils inherently present. Hot surfaces, sharp utensils, wet floors and food spoilage can lead to significant issues, with diners and guests potentially creating distractions and obstacles. Given these conditions, you should be fully aware of […]
October 29, 2024
danielkraemerThe Importance of Earthquake Insurance for Las Vegas Homeowners
, renowned for its dazzling lights and entertainment, might not be synonymous with earthquakes, but the importance of earthquake insurance for homeowners in this area is significant. While is not situated on a major fault line, it is still vulnerable to seismic activity due to its proximity to several fault zones. This potential for earthquakes, […]
August 30, 2024
AgencyHow to Lower Auto Insurance Rates in Las Vegas, NV
Finding ways to lower your auto insurance rates or premiums can make a significant difference in your monthly budget. Many insurance companies offer various discounts that can help lower your premiums, including the following: Multi-policy discounts—Bundle your auto insurance with other policies, such as homeowners or renters insurance, for a discount. You may also be […]
April 24, 2024
AgencyCyber Liability Insurance – What Constitutes a Cyberattack?
In our increasingly interconnected digital world, cyberattacks have become a pervasive threat. These malicious acts target computer systems, networks, and sensitive data, causing significant harm to individuals, businesses and governments. Fortunately, by understanding cyberattacks and available loss control measures, potential targets may be able to limit their losses. Common Types of Cyberattacks A cyberattack generally […]
March 20, 2024
AgencyDo I Need to Cover Independent Contractors for Workers’ Compensation Insurance?
Workers’ compensation insurance is a vital safety net that provides financial protection to employees who suffer injuries or illnesses in the workplace. However, determining who qualifies as an employee and who falls under the category of an independent contractor can sometimes be a murky area for businesses. While businesses are generally required to provide workers’ […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]